We help companies design and deliver retirement benefits that put their employees in a position to successfully retire when the time comes. Our clients appreciate our diligent investment process and our ability to develop and implement strategies that minimize retirement plan costs and maximize outcomes.
3(21) & 3(38) FIDUCIARY SUPPORT
As a plan sponsor and fiduciary, it's up to you to handle administration, oversee plan management, and make decisions regarding plan assets. If that's not enough, you're also tasked with regulatory compliance and legal liability - not to mention the plan's overall performance.
We can help. We do more than provide investment expertise - we share the burden of responsibility and our independent team of accredited advisors follow industry best practices for fiduciary governance and when advising clients.
Our investment services are rooted in proven investment principles, well-documented participant behavior, advances in plan design, and the evolving regulatory environment. We're focused on helping you offer a robust investment lineup that suits your organization, and provide participants with the right tools to make sound retirement decisions.
An assumption underlying any voluntary retirement plan is that employees make good financial decisions that they are able to implement. A weakness of this approach is that many of your employees make poor choices, resulting in retirement income that is insufficient to sustain them through retirement.
Together we help plan sponsors consider the powerful and positive impacts of behaviorally based programs that “automate” improved saving and investment decisions. These programs have been found to be more effective than traditional educational programs alone.
It’s not just about retirement. Each of your employees brings a unique set of qualities into the workplace — attributes related to family, lifestyle, health, and finances that help shape who your employees are and how they work. As we work to guide employees towards financial freedom, it’s crucial to recognize that, for many, saving for retirement isn’t their top priority.
Workers struggle to balance competing financial priorities, and in order to achieve financial wellness, they need help in every phase of life.
Periodic assessment of the competitiveness or appropriateness of fees charged by investment managers, record keepers, and service providers.
GLIDEPATH DEVELOPMENT & MONITORING
Creation and management of an age based asset allocation strategy that is designed specifically for your companies demographics and engineered to become more conservative over time.