There appears to be a disconnect between people’s retirement plans and what actually occurs, as 70% of non-retirees say they expect to work at least part-time in retirement, up from 65% in 2020. In reality, a scant 6% of retirees are working, virtually on par with the 7% of retirees who were working last year. Sixty-nine percent of Americans say they believe the COVID-19 pandemic will have a greater overall impact on them than the Great Recession. This jumps to 86% among reti